SME Loan
Give your business the resources it needs to grow and thrive
Apply now100% secure • No impact on your credit score
Amount
$10,000 – $1,500,000
Term
12 – 84 months
Rate (APR)
Depends on profile
Response
Within hours
What is this loan?
The SME loan is designed to help Canadian small and medium businesses finance their growth, manage working capital or invest in new equipment. Whether you're starting up or expanding, our financial partners evaluate your file taking into account the reality of entrepreneurs.
Amount
$10,000 – $1,500,000
Term
12 – 84 months
Rate (APR)
Depends on profile
Response
Within hours
Benefits
- Financing tailored to entrepreneurs' needs
- Quick access to funds to seize opportunities
- Flexible repayment options
- No personal guarantee required in some cases
- Funds deposited directly into your business account
- Accessible to startups and established businesses
What can this loan be used for?
Equipment or machinery purchase
Commercial space expansion
Working capital
Launching a new product or service
Staff recruitment and training
Business debt consolidation
Stock or inventory purchase
Marketing and advertising investment
Digital transformation and technology
Frequently Asked Questions
Does my business need to be established for a long time?+
No, some of our partners finance startups. However, a business with a revenue history will generally get better terms.
Do I need to provide financial statements?+
For larger amounts, financial documents may be required. For smaller amounts, the process is simplified.
Can I get an SME loan with bad personal credit?+
Yes, some lenders primarily evaluate the company's cash flow rather than the owner's personal credit. Each file is analyzed individually.
When will I receive the funds?+
Depending on the amount and lender, funds can be deposited in 24 to 72 business hours after acceptance.
Our lending partners
and more...
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