Privacy Policy
Last updated: January 2024
🔒 Your privacy matters to us
PrêtCanada is committed to protecting your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial laws.
1. Information Collection
We collect information you provide directly when submitting a loan application, including: your first and last name, email address, phone number, date of birth, province of residence, postal code, and financial information (income, employment, existing debts). This information is necessary to evaluate your eligibility and connect you with partner lenders.
2. Use of Information
The information collected is used for the following purposes: • Processing and evaluating your financing application • Transmission to our licensed partner lenders for analysis • Communication by email or phone regarding your application • Improvement of our services and your user experience • Compliance with our legal and regulatory obligations
3. Sharing of Information
Your personal information is only shared with third parties in the following cases: • Licensed partner lenders for the evaluation of your application (with your consent) • Technical service providers hosting or maintaining our platform • Legal authorities if required by law We never sell your personal data to third parties.
4. Data Security
We implement appropriate technical and organizational security measures to protect your information against unauthorized access, modification, disclosure or destruction. Our platform uses 256-bit SSL encryption for all data transmissions.
5. Data Retention
Your personal data is retained for the period necessary to process your application and in accordance with applicable legal requirements. You may request deletion of your data at any time by contacting us.
6. Your Rights
In accordance with Canadian personal information protection laws (PIPEDA), you have the following rights: • Access to your personal data that we hold • Correction of inaccurate information • Deletion of your data (subject to legal obligations) • Withdrawal of your consent at any time To exercise these rights, contact us at: contact@pretcanada.finance
7. Cookies
Our site uses cookies and similar technologies to improve your browsing experience, analyze traffic and personalize content. You can configure your browser to refuse cookies, but some site features may not work correctly.
8. Policy Changes
We reserve the right to modify this privacy policy at any time. Any substantial changes will be notified to you by email or a visible notice on our site. Your continued use of our services after notification constitutes your acceptance of the changes.
9. Contact
For any questions regarding this privacy policy or the management of your personal data, please contact us: PrêtCanada Email: contact@pretcanada.finance Phone: 879-288-0374 Hours: Monday to Friday, 9:30 AM to 5:00 PM (ET)
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