Unexpected Expenses
Face financial emergencies quickly with funds available in 24 to 48 hours
Apply now100% secure • No impact on your credit score
Amount
$500 – $15,000
Term
6 – 36 months
Rate (APR)
9.99% – 46.96%
Funds
In 24 – 48h
What is this loan?
Life is full of surprises — not all of them pleasant. When an unexpected expense arises (mechanical breakdown, medical emergency, urgent repairs, job loss), the unexpected expenses loan gives you quick access to the funds needed to manage the situation without destabilizing your financial situation long-term.
Amount
$500 – $15,000
Term
6 – 36 months
Rate (APR)
9.99% – 46.96%
Funds
In 24 – 48h
Benefits
- Ultra-fast approval
- Funds deposited within 24-48 business hours
- No justification required
- Available even with imperfect credit
- Short or medium term
- Flexible amount according to needs
What can this loan be used for?
Vehicle breakdown
Urgent home repair (heating, water damage)
Medical or dental emergency
Unexpected travel
Loss of income or employment
Urgent bill payment
Frequently Asked Questions
How quickly can I get the funds?+
After acceptance, funds are generally deposited in 24 to 48 business hours, sometimes the same day.
Can I get a loan if I'm between jobs?+
Some of our partners accept applicants with alternative income (EI, social assistance, pension). Each case is evaluated individually.
Is there a minimum amount?+
The minimum amount is generally $500 CAD, though this varies by lender.
Our lending partners
and more...
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