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Debt Consolidation

Simplify your finances by combining all your debts into one reduced monthly payment

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100% secure • No impact on your credit score

Amount

$1,000 – $50,000

Term

12 – 60 months

Rate (APR)

9.99% – 46.96%

Payments

1 payment/month

What is this loan?

Debt consolidation lets you combine multiple debts (credit cards, lines of credit, personal loans) into a single loan at a potentially more advantageous rate. The result: one monthly payment, less stress, and often less total interest to pay.

Amount

$1,000 – $50,000

Term

12 – 60 months

Rate (APR)

9.99% – 46.96%

Payments

1 payment/month

Benefits

  • One simplified monthly payment
  • Potential reduction in overall interest rate
  • Improvement in monthly cash flow
  • Reduced financial stress
  • Can improve your credit score long-term
  • No early repayment penalty (depending on lender)

What can this loan be used for?

Multiple credit card debts
High-rate personal loans
Lines of credit to consolidate
Accumulated emergency debts
Unpaid medical bills
Student loan repayments

Frequently Asked Questions

Will consolidation affect my credit score?+
The initial application doesn't affect your score. After getting the loan and paying off your debts, your score may improve through reduced credit utilization.
Can I consolidate tax debts?+
Generally no, tax debts have special treatment. Our partners mainly cover consumer credit debts.
Will I really pay less each month?+
In the majority of cases, yes. The monthly payment depends on the rate obtained and the term chosen. Each offer is presented clearly before acceptance.

Our lending partners

Fairstone
goeasy
easyfinancial
iA Groupe financier
RFA Banque
and more...

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The form takes less than 3 minutes. Fast response with no obligation.

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