How to apply for your loan

Getting financing has never been easier. Follow these 4 steps to get your loan quickly and securely.

Online in minutes100% SecureFree and no obligation

The 4 steps to get your loan

Complete our secure online form with your personal and financial information. It takes less than 3 minutes.

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Our partners review your application based on your financial situation and needs.

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If your application is eligible, you receive a detailed proposal: amount, rate, terms and monthly payments.

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After acceptance and final verification, funds are deposited directly into your bank account as scheduled.

Good to know

Submitting an application does not guarantee loan approval. Eligibility criteria vary by lending partner.

Make sure all your personal and financial information is accurate and up to date.

A regular income significantly improves your chances of approval and loan terms.

Reduce your existing debts before applying to get better terms.

Have your bank statements, proof of income and ID handy.

Only ask for what you need to maintain manageable monthly payments.

Does applying affect my credit score?

No. Our pre-qualification uses a soft pull that does not affect your credit score.

How long does the process take?

The application takes less than 3 minutes. The review is generally done within 15 minutes.

Can I apply with bad credit?

Yes. Our network includes lenders specializing in imperfect credit profiles.

Are there fees to use PrêtCanada?

No. Our matching service is completely free for borrowers; however, you will have broker fees to pay before being matched.

What documents do I need?

Generally: valid ID, your last bank statements (3 months), proof of income and banking information.

Submit your application now and receive a response in minutes.

It's free, secure and without obligation

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